:root{--navy:#0b1a2b;--navy2:#13283f;--green:#1e5e47;--green2:#17503c;--green-l:#e7f0ec;--stone:#f6f4ef;--stone2:#ece8df;--ink:#1b2632;--ink2:#4f5b67;--line:#e2ddd2;--white:#fff;--r:14px;--sh:0 1px 2px rgba(11,26,43,.06),0 8px 24px rgba(11,26,43,.06)}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;font:17px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--white);overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--green)}a:hover{color:var(--green2)}
:focus-visible{outline:3px solid #2f8a68;outline-offset:2px;border-radius:6px}
h1,h2,h3{color:var(--navy);line-height:1.2;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(32px,5.2vw,52px);font-weight:750}
h2{font-size:clamp(24px,3.2vw,34px);font-weight:720}
h3{font-size:19px;font-weight:680}
p{margin:0 0 1em}
.wrap{max-width:1160px;margin:0 auto;padding:0 22px}
.narrow{max-width:780px}
.center{text-align:center}
.small{font-size:14.5px}.muted{color:var(--ink2)}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:8px 12px;border-radius:8px;z-index:100}.skip:focus{left:8px}
.eyebrow{font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--green);margin:0 0 .7em}
.ic{width:24px;height:24px;flex:none}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 22px;border-radius:10px;background:var(--green);color:#fff;font-weight:650;font-size:16px;text-decoration:none;border:1.5px solid var(--green);cursor:pointer;transition:background .15s,border-color .15s}
.btn:hover{background:var(--green2);border-color:var(--green2);color:#fff}
.btn .ic{width:18px;height:18px}
.btn-sm{min-height:40px;padding:8px 16px;font-size:15px}
.btn-ghost{background:transparent;color:var(--navy);border-color:#c9c2b3}.btn-ghost:hover{background:var(--stone2);color:var(--navy);border-color:#b9b1a0}
.btn-light{background:#fff;color:var(--navy);border-color:#fff}.btn-light:hover{background:var(--stone);color:var(--navy);border-color:var(--stone)}
.btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}.btn-outline-light:hover{background:rgba(255,255,255,.1);color:#fff;border-color:#fff}
.btn-row{display:flex;flex-wrap:wrap;gap:10px;margin:0}
/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);-webkit-backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.hdr{display:flex;align-items:center;gap:20px;min-height:72px}
.brand{flex:none;display:block}.brand img{width:250px;height:auto}
.main-nav{margin-left:auto}
.nav-links{display:flex;gap:4px;list-style:none;margin:0;padding:0}
.nav-links a{display:block;padding:8px 11px;border-radius:8px;color:var(--ink);text-decoration:none;font-size:15.5px;font-weight:550}
.nav-links a:hover{background:var(--stone)}
.nav-links a[aria-current=page]{color:var(--green)}
.hdr-actions{display:flex;align-items:center;gap:10px}
/* login dropdown */
details>summary{list-style:none;cursor:pointer}details>summary::-webkit-details-marker{display:none}
.login{position:relative}
.login>summary{display:inline-flex;align-items:center;gap:7px;min-height:40px;padding:8px 13px;border:1.5px solid #c9c2b3;border-radius:10px;font-weight:650;font-size:15px;color:var(--navy);background:#fff;user-select:none}
.login>summary:hover{background:var(--stone)}
.login .chev{transition:transform .15s}.login[open] .chev{transform:rotate(180deg)}
.login-menu{position:absolute;right:0;top:calc(100% + 8px);min-width:260px;list-style:none;margin:0;padding:6px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 12px 32px rgba(11,26,43,.16);z-index:60}
.login-menu a{display:flex;flex-direction:column;padding:10px 12px;border-radius:8px;text-decoration:none;color:var(--navy)}
.login-menu a:hover,.login-menu a:focus-visible{background:var(--stone)}
.li-t{font-weight:680;font-size:15.5px}.li-s{font-size:13.5px;color:var(--ink2)}
/* mobile menu */
.menu{display:none;position:static}
.menu>summary{width:44px;height:44px;display:grid;place-items:center;border-radius:10px;border:1.5px solid #c9c2b3}
.bars{display:grid;gap:4px}.bars span{display:block;width:18px;height:2px;background:var(--navy);border-radius:2px}
.mnav{position:absolute;left:0;right:0;top:100%;list-style:none;margin:0;padding:10px 16px 16px;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 14px 28px rgba(11,26,43,.12)}
.mnav a{display:block;padding:12px 8px;border-bottom:1px solid var(--stone2);color:var(--navy);text-decoration:none;font-weight:600}
.mnav .m-login a{color:var(--green)}
/* hero */
.hero{background:linear-gradient(180deg,var(--stone) 0%,#fff 100%);border-bottom:1px solid var(--line)}
.hero-in{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center;padding-top:76px;padding-bottom:80px}
.lede{font-size:clamp(17px,1.6vw,19.5px);color:var(--ink2);max-width:640px}
.hero-btns{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 22px}
.center-row{justify-content:center}
.ticks{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px 22px;color:var(--ink2);font-size:15.5px}
.ticks li{position:relative;padding-left:24px}
.ticks li::before,.checks li::before{content:"";position:absolute;left:0;top:.45em;width:14px;height:8px;border-left:2.5px solid var(--green);border-bottom:2.5px solid var(--green);transform:rotate(-45deg)}
.hero-card{background:var(--navy);color:#dfe6ee;border-radius:18px;padding:30px 28px;box-shadow:0 18px 40px rgba(11,26,43,.22);position:relative;overflow:hidden}
.hero-card::after{content:"";position:absolute;right:-60px;top:-60px;width:200px;height:200px;border-radius:50%;background:radial-gradient(circle,rgba(46,138,104,.45),rgba(46,138,104,0) 70%)}
.hc-title{color:#fff;font-weight:700;font-size:18px;margin-bottom:18px}
.flow{list-style:none;margin:0;padding:0;display:grid;gap:18px;position:relative;z-index:1}
.flow li{display:flex;gap:14px;align-items:flex-start}
.flow b{display:block;color:#fff;font-size:16.5px}
.flow small{display:block;color:#b8c4d1;font-size:14.5px;line-height:1.45;margin-top:2px}
.dot{flex:none;width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:var(--green);color:#fff;font-weight:700;font-size:15px}
/* sections */
.section{padding:88px 0}.section.tight{padding:48px 0 80px}
.section.alt{background:var(--stone)}
.sec-head{max-width:720px;margin:0 0 40px}.sec-head p:not(.eyebrow){color:var(--ink2)}
.center .sec-head,.sec-head.center{margin-left:auto;margin-right:auto}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:var(--sh)}
.card .ic{color:var(--green);width:30px;height:30px;margin-bottom:14px}
.card p:last-child{margin-bottom:0}
.card h2{font-size:21px}
.steps{list-style:none;margin:0 0 36px;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:s}
.steps li{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px 26px 26px;box-shadow:var(--sh)}
.steps .num{position:absolute;top:22px;right:24px;font-size:44px;font-weight:800;color:var(--stone2);line-height:1}
.steps .ic{color:var(--green);width:30px;height:30px;margin-bottom:14px}
.steps p{color:var(--ink2);margin:0}
.two{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.why{list-style:none;margin:0;padding:0;display:grid;gap:22px}
.why li{display:flex;gap:16px}
.why .ic{color:var(--green);margin-top:2px;width:28px;height:28px}
.why h3{margin-bottom:.25em}.why p{color:var(--ink2);margin:0}
.textlink{font-weight:650;text-decoration:none}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px}
.faq summary{padding:18px 52px 18px 20px;font-weight:650;color:var(--navy);position:relative}
.faq summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:24px;color:var(--green);font-weight:500}
.faq details[open] summary::after{content:"\2013"}
.faq details p{padding:0 20px 18px;margin:0;color:var(--ink2)}
.band{background:var(--navy);color:#cfd8e2}
.band-in{display:flex;align-items:center;justify-content:space-between;gap:28px;padding-top:56px;padding-bottom:56px}
.band h2{color:#fff;margin-bottom:.3em}.band p{margin:0}
.band-btns{display:flex;flex-wrap:wrap;gap:12px;flex:none}
/* page hero */
.page-hero{background:linear-gradient(180deg,var(--stone) 0%,#fff 100%);border-bottom:1px solid var(--line);padding:64px 0 54px}
.page-hero h1{font-size:clamp(30px,4.4vw,46px)}
/* apply */
.apply-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:28px;align-items:start}
.apply-form{padding:10px 10px 18px}
.apply-form iframe{display:block;width:100%;height:860px;border:0;border-radius:10px;background:#fff}
.apply-form p{margin:10px 12px 0}
.contact-col{display:grid;gap:22px}
.contact-list{list-style:none;margin:0;padding:0;display:grid;gap:16px}
.contact-list li{display:flex;gap:14px;align-items:flex-start}
.contact-list .ic{margin:2px 0 0;width:24px;height:24px;color:var(--green)}
.contact-list .label{display:block;font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--ink2)}
.contact-list a{color:var(--navy);text-decoration:none;font-weight:600}.contact-list a:hover{color:var(--green)}
.checks{list-style:none;margin:0 0 1em;padding:0;display:grid;gap:10px}
.checks li{position:relative;padding-left:26px}
.numlist{margin:0;padding-left:22px;display:grid;gap:14px}.numlist li{padding-left:4px}
.prose h2{font-size:22px;margin-top:1.4em}.prose h2:first-child{margin-top:0}.prose p{color:var(--ink2)}
/* footer */
.site-footer{background:#08131f;color:#aab6c3;font-size:15.5px}
.ftr{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:36px;padding-top:60px;padding-bottom:36px}
.f-brand img{width:220px;margin-bottom:16px}
.site-footer h2{color:#fff;font-size:14px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.site-footer a{color:#d4dce5;text-decoration:none}.site-footer a:hover{color:#fff;text-decoration:underline}
.site-footer address{font-style:normal;line-height:1.9}
.f-legal{border-top:1px solid rgba(255,255,255,.1);padding-top:22px;padding-bottom:34px;font-size:13.5px;color:#8594a4}
.f-legal p{margin:0 0 6px;max-width:900px}
/* responsive */
@media (max-width:1060px){.main-nav{display:none}.menu{display:block}.hdr-actions{margin-left:auto}}
@media (max-width:900px){
 .hero-in,.two,.apply-grid{grid-template-columns:1fr;gap:36px}
 .grid3,.steps{grid-template-columns:1fr}
 .ftr{grid-template-columns:1fr 1fr}
 .band-in{flex-direction:column;align-items:flex-start}
 .hero-in{padding-top:48px;padding-bottom:56px}
 .section{padding:64px 0}
}
@media (max-width:600px){
 body{font-size:16.5px}
 .wrap{padding-left:18px;padding-right:18px}
 .hdr{gap:10px;min-height:64px}
 .brand img{width:150px}
 .hdr-cta{display:none}
 .login>summary{padding:8px 10px}
 .login-menu{position:fixed;left:12px;right:12px;top:70px;min-width:0}
 .hero-btns .btn{flex:1 1 100%}
 .band-btns{width:100%}.band-btns .btn{flex:1 1 100%}
 .ftr{grid-template-columns:1fr;gap:28px}
 .card{padding:22px}
 .apply-form iframe{height:1180px}
 .page-hero{padding:44px 0 38px}
}
@media (max-width:360px){.brand img{width:128px}.login>summary span{display:none}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}